Optimize Social Security Benefits

Understanding Social Security benefits can be a bit like figuring out a puzzle, but at Security First Asset Management, we’re here to help you put the pieces together. Social Security benefits can be a big part of your income when you retire, and when you choose to start, these benefits can affect the amount you receive. Your Full Retirement Age, or FRA, is when you can get the full benefit, and it’s based on your birth year. If you start taking benefits early, at 62, you’ll get a bit less each month, and if you wait past your FRA, you’ll get a bit more. The decision is entirely personal, based on what fits your needs and goals the best. Remember, the more you understand and strategically plan your Social Security benefits, the less you may need to dip into your personal savings in retirement. 

*Our firm is not endorsed by or affiliated with any government agency.